Legal Document

xbja Terms and Conditions

Please read and fully understand all of the following terms and conditions before you start using this platform.

Last Updated: January 2026  |  These terms apply to all services on the xbja platform.
1

General Introduction

xbja is an online casino and sports betting platform that provides full service in Bengali for players in Bangladesh. These terms and conditions ("Terms") form a legally binding agreement between xbja and any user of this platform ("user" or "you").

By registering an account, logging in, or using any service on this platform, you are considered to have fully read, understood, and accepted these Terms. If you do not agree with any part of these Terms, please do not use this platform.

xbja reserves the right to change or amend these Terms at any time. Continued use of the platform after updated Terms are published means you have accepted the changes.

2

Eligibility and Account Registration

2.1 Age Requirement

To open an account on the xbja platform and participate in any gaming or betting activity, you must be at least 21 years old. Anyone under 21 is strictly prohibited from using this platform. xbja may request identity documents or proof of age for verification purposes at any time.

2.2 One Account Per Person

Each individual may open only one account. If a single person holds multiple accounts, xbja reserves the right to suspend or close all such accounts and forfeit any funds held in them.

2.3 Accuracy of Information

All information provided at the time of account registration must be truthful, accurate, and current. xbja reserves the right to close an account and cancel all transactions if false information is found to have been provided.

2.4 Account Security

It is your responsibility to keep your account password and login details confidential. You are solely responsible for all activity carried out through your account.

Important: If you suspect unauthorized access to your account, contact us immediately at [email protected].
3

Deposits, Withdrawals, and Payments

3.1 Accepted Payment Methods

xbja supports the following payment methods for players in Bangladesh: bKash, Nagad, Rocket, Upay, and bank transfer (including major commercial banks such as Dutch-Bangla Bank, BRAC Bank, and Islami Bank).

3.2 Minimum Amounts

  • Minimum deposit: ৳300 per method.
  • Minimum withdrawal: ৳800.

3.3 Withdrawal Timeframe

Once verification is complete, withdrawal requests are generally processed within 30 minutes to 3 hours. For bank transfers, the bank's own processing time may be added.

3.4 Verification and Security

xbja may take necessary verification steps to prevent money laundering and fraud. Identity verification may be required before a withdrawal. xbja will not be held responsible for delays in withdrawal caused by delays in verification.

3.5 Transaction Currency

All transactions will be conducted in Bangladeshi Taka (BDT / ৳). Applicable exchange rates will be used for any currency conversion.

4

Bonuses and Promotional Offers

4.1 Welcome Bonus

New users will receive a 200% welcome bonus on their first deposit, up to a maximum of ৳8,000. For example: a deposit of ৳1,000 earns a ৳2,000 bonus for a total balance of ৳3,000. A deposit of ৳10,000 or more earns the maximum ৳8,000 bonus for a total balance of ৳18,000.

4.2 Wagering Requirements

A 15x wagering requirement applies to every bonus. Wagering is calculated on the bonus amount only, not the total balance. Example: ৳2,000 bonus × 15 = a total of ৳30,000 must be wagered before any bonus winnings can be withdrawn.

4.3 General Bonus Terms

  • Each user may claim each promotion only once.
  • Bonus funds cannot be withdrawn directly — they become withdrawable only after the wagering requirements have been met.
  • xbja reserves the right to change, suspend, or cancel any bonus offer.
  • Misuse of bonuses through multiple accounts or fraud will result in account closure.
  • If the deposited amount is withdrawn after claiming a bonus, the associated bonus will be cancelled.
5

VIP Program and Cashback

xbja's VIP program has four tiers — Bronze, Silver, Gold, and Platinum. Weekly cashback applies at each tier. The cashback rates are as follows:

  • Bronze: up to 0.3% weekly cashback.
  • Silver: up to 0.6% weekly cashback.
  • Gold: up to 0.9% weekly cashback.
  • Platinum: up to 1.2% weekly cashback.

Players can advance to higher tiers based on their playing activity. The detailed terms of VIP benefits are subject to change. Cashback is generally credited to the account on a set day each week.

Please note: xbja's decision is final on all matters relating to VIP tier assignment or cashback.
6

Prohibited Activities and Fair Use

The following activities are strictly prohibited on the xbja platform:

  • Any form of fraud, strategic bonus abuse, or account manipulation.
  • Operating games using automated software, bots, or AI.
  • Using the platform for money laundering or illegal financial transactions.
  • Attempting unauthorized access to another user's account.
  • Exploiting bugs or vulnerabilities in the platform's software or systems.
  • Operating multiple accounts from the same device or IP address.
  • Attempting to influence other users or staff through social engineering or deception.

If any of the above prohibited activities are detected, xbja may immediately suspend or permanently close the relevant account and forfeit any funds held in it, without conducting an investigation.

7

Intellectual Property

All content published on the xbja platform — including logos, trademarks, graphics, software, interfaces, text, and designs — is protected by the intellectual property rights of xbja or its licensors. Reproduction, distribution, or modification of any part of this content without explicit written permission is prohibited.

The intellectual property of game providers (Pragmatic Play, Evolution Gaming, PG Soft, Spribe, JILI, etc.) is owned by their respective owners. xbja only distributes their services.

8

Privacy and Data Protection

How your personal information is collected, stored, and used is described in detail in xbja's Privacy Policy. By using the platform, you also agree to the terms of the Privacy Policy.

xbja uses SSL encryption to keep your data secure. Financial information is shared with third parties only for the purpose of processing transactions.

9

Responsible Gaming

xbja places the highest priority on responsible gaming. We believe that gambling is a form of entertainment — not a solution to financial problems. Please keep the following in mind:

  • Only spend money that you can afford to lose.
  • Do not treat gambling as a source of income.
  • If gambling is causing family, social, or financial problems, please seek help.
  • You can set deposit limits to keep your spending under control.

For more information on responsible gaming, visit our Responsible Gaming page. This platform is for users aged 21 and above only.

10

Service Availability and Interruptions

xbja aims to keep the platform running at all times. However, temporary unavailability may occur for the following reasons:

  • Scheduled maintenance activities.
  • Technical issues or server errors.
  • Internet connectivity issues or problems with internet service providers.
  • Natural disasters or other unforeseen circumstances.

xbja will not be held responsible for any loss resulting from service unavailability. However, a fair resolution will be sought for any bets that were active during such periods.

11

Account Closure and Termination

11.1 Closure at User Request

You may request to close your account at any time by sending a request to [email protected]. Any remaining balance must be withdrawn before the account is closed (wagering requirements apply).

11.2 Termination by xbja

xbja reserves the right to close any account without prior notice due to a breach of Terms, suspected fraud, or other legitimate reasons. In such cases, any legitimately earned and withdrawable funds will be returned.

12

Limitation of Liability

xbja is not responsible for the following:

  • Loss of betting data due to internet connectivity issues.
  • Temporary service outages caused by technical errors.
  • Delays or issues with third-party payment providers.
  • Issues caused by the user's own device or software.
  • Decisions regarding game outcomes — these are determined by the provider's random number generator.

Under no circumstances will xbja's liability exceed the user's active account balance.

13

Dispute Resolution

If you have a dispute or complaint, please first contact our customer support team:

After a complaint is received, a resolution will be attempted within a reasonable timeframe. If both parties cannot reach a resolution together, guidance on next steps will be provided. During a dispute, users may challenge xbja's decision, but the account may be temporarily suspended while the investigation is ongoing.

Advice: In the event of a dispute, keep screenshots or evidence of the relevant transaction — this helps reach a faster resolution.
14

Applicable Law and Miscellaneous

14.1 Applicable Law

Relevant international laws and regulations will be followed in interpreting and applying these Terms. Participation on this platform is at the player's own responsibility under the laws of Bangladesh.

14.2 Entire Agreement

These Terms, the Privacy Policy, and the Responsible Gaming guidelines together form the entire agreement between xbja and the user.

14.3 Severability

If any part of these Terms is found to be invalid or unenforceable, the remaining parts will remain fully in effect.

14.4 Language

These Terms are drawn up in Bengali. In the event of a conflict between the Bengali version and any other language version, the Bengali version will prevail.

15

Contact & Support

If you have any questions or comments about these Terms, please contact us. The xbja customer support team is available in both Bengali and English, seven days a week, twenty-four hours a day.

For more information, visit our FAQ page, Privacy Policy, and Responsible Gaming page.